img
	{
	border:0px;
	}
	
body
	{
	margin:0px;
	background:url(../images/main-bg.jpg) repeat-x #005571;
	padding:0px;
	}
	
a:link, a:active, a:visited
	{
	text-decoration:none;
	font:Arial, Helvetica, sans-serif;
	}

#container
	{
	margin:0px auto;
	width:960px;
	}
	
#navigation
	{
	width:960;
	height:37px;
	clear:both;
	background:url(../images/navigation.jpg) no-repeat; 
	}
#navigation ul{margin:0px; padding:10px;}
#navigation li{text-decoration:none; padding:0px 20px 0px 12px; list-style:none; display:inline; font:14px Arial, Helvetica, sans-serif; font-weight:bold;}
#navigation li a
	{
	text-decoration:none;
	color:#FFFFFF;
	}
#navigation li a:hover
	{
	color:#fbdc30;
	} 

.banner
	{
	float:left;
	margin:0px;
	}

#middlecontainer
	{
	float:left;
	width:960px;
	clear:both;
	}
#content-container{background:url(../images/text-center.jpg) repeat-x #e8e8e8; width:960px; height:auto; float:left; margin:0px; padding:0px;}
#top-container{background:url(../images/text-top.jpg) no-repeat; width:960px; height:17px; float:left; margin:0px; padding:0px; overflow:hidden;}
#bottom-container{background:url(../images/text-bottom.jpg) no-repeat; width:960px; height:17px; float:left; margin:0px; padding:0px;}
#leftpannel
	{
	width:350px;
	float:left;
	padding:0px 0px 0px 10px;
	}
#rightpannel
	{
	width:575px;
	float:right;
	padding:0px 15px 0px 0px;
	text-align:justify;
	}

h1, h2, h3, h4, h5, h6, p, ul, li
	{
	font:Arial, Helvetica, sans-serif;
	}
	
h1{color:#007dc4; font:23px Arial, Helvetica, sans-serif; margin:0px; padding-bottom:10px;}

p{font:13px Arial, Helvetica, sans-serif; margin:0px; padding:0px 0px 10px 0px;}

.imgpad
	{
	float:left;
	padding:0px 14px 10px 0px;
	}

#footer{height:30px; background:url(../images/footer.gif) repeat-x; text-align:center; font:13px Arial, Helvetica, sans-serif; clear:both; padding-top:10px; color:#FFFFFF;}
#footer a
	{
	color:#FFFFFF;
	text-decoration:none;
	}
	
#footer a:hover
	{
	text-decoration:underline;
	}